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Finance Programs

Commercial Retail Financing

Our Commercial Retail Financing program provides options that can be tailored to meet your objectives.
​ ​ ​ ​ • Benefits
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ o Competitive Rates
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​ ​ ​ ​ ​ o Flexible Terms
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​ ​ ​ ​ ​ o No Early Payoff Penalty or Hidden Fees
​ ​ ​ ​ • Plus
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ o Financing of Extended Service Plans (ESP), Commercial GAP Coverage, and Maintenance plans
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​ ​ ​ ​ ​ ​ o Availability of Commercial Service Plans – A customizable fleet management program

Commercial Lease

Our TRAC lease program puts you in control. This customizable, open-ended lease program allows flexibility to set the residual based on your business requirements. At lease-end, you are responsible for the residual.
​ ​ ​ ​ • Can Accommodate
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ o High Mileage and Heavy Use vehicles
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​ ​ ​ ​ ​ o Vehicle modifications and upfit
​ ​ ​ ​ • Benefits
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ o Lower Monthly Payments
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​ ​ ​ ​ ​ o Flexible terms ranging from 12 to 60 months
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​ ​ ​ ​ ​ o No acquisition, up-front administration or termination fees
​ ​ ​ ​ • Plus
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ o No mileage restrictions
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​ ​ ​ ​ ​ ​ o No wear and use lease-end charges
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​ ​ ​ ​ ​ ​ o Financing of Extended Service Plans and Maintenance Plans
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​ ​ ​ ​ ​ ​ o Availability of Commercial Service Plus – A customizable fleet management program

Commercial Line of Credit

When you need to add commercial vehicles to your fleet, Olathe Fleet can help you get them quickly and easily with a Commercial Line of Credit (CLOC). Once you establish a CLOC, you can acquire additional vehicles whenever the need arises.
​ ​ ​ ​ • Benefits
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ o Credit approval for up to 12 months
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​ ​ ​ ​ ​ ​ o Credit lines starting at $250,000
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​ ​ ​ ​ ​ ​ o No setup or non-utilization charges
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​ ​ ​ ​ ​ ​ o Saves time when additional vehicles are needed
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​ ​ ​ ​ ​ ​ o Frees up capital for other investments
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​ ​ ​ ​ ​ ​ ​ o Accommodates finance and lease transactions
​ ​ ​ ​ • Plus
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ o Notification when your credit line is set to renew/expire

Municipal Finance Program

Many public agencies are discovering that Municipal Lease/Purchase Financing is today’s answer to acquiring essential equipment within limited budget confines – without major cash outlay, long-term debt obligations or, in most cases, voter approval.
​ ​ ​ ​ • How It Works
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ o Fixed-rate financing helps you get the vehicles you need, when you need them, while staying within your current budget
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​ ​ ​ ​ ​ ​ ​ ​ ​ o Flexible payment terms – monthly, quarterly, semi-annual and annual
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​ ​ ​ ​ ​ ​ ​ o Finance add-on equipment, upfits, ESP and Maintenance Plans
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​ ​ ​ ​ ​ ​ o Equity is accumulated with each payment and, ownership is realized with a final payment of $1.00

Commercial Gap Coverage

Many businesses do not realize that even the most comprehensive vehicle insurance may have gaps. This means that you may find yourself responsible for a potentially significant expense in the event your vehicle is stolen and unrecoverable or written off as a total loss.
​ ​ ​ ​ • Benefits
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ o Can prevent you from owing money on a vehicle you no longer own
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​ ​ ​ ​ ​ ​ ​ ​ ​ ​ o Ensures your contract deficiency is covered
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​ ​ ​ ​ ​ ​ ​ ​ ​ ​ o Protects your bottom line
​ ​ ​ ​ • Plus
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ o Covers most upfits
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​ ​ ​ ​ ​ ​ ​ ​ ​ ​ o Vehicles up to 37,000 GVWR
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​ ​ ​ ​ ​ ​ ​ ​ o Deductible coverage of up to $1,000
- + Disclaimers